Behold! 8 Small Money Habits For Big Financial Success 🎊 The Scoper Media 


    Achieving financial success does not require drastic measures or major lifestyle changes. In fact, consistent, small money habits often pave the way for significant financial gains over time. As James Clear wrote in his bestseller Atomic Habits, “All big things come from small beginnings. The seed of every habit is a single, tiny decision.” This blog post will explore eight small money habits that can lead to big financial success. 

These habits are easy to incorporate into your daily routine and can make a substantial difference in the long run. They have greatly impacted my wife Becky and I’s lives, and I know they’ll help you succeed, too.




1. Invest in Yourself Every Day

2. Hold a Monthly Budget Meeting

3. Automate Savings

4. Track Progress

5. Invest Incrementally

6. Create Giving Rhythms

7. Pray for Financial Favor

8. Dream Big


Small Money Habits for Big Financial Success




The foundation of financial success is continuous personal development. Set a time and a space each day to invest in yourself, whether through reading, learning a new skill, or enhancing your existing abilities. Remember, you are your most valuable asset!



Monthly budget meetings are a great way to ensure you have a handle on your finances. If you are married, hold these meetings together. If you have older kids, consider doing this as a family. It’s a great way to start building generational wealth!



Here are some ideas of what to cover during these meetings:

1. Go over your income and expenses.

  • Did you stay within your budget?
  • How much did you save?
  • How much did you invest?


2. Bring God into it.


  • Where did you see an unexpected increase this month? Did you get a raise, a random gift, or an extra check in the mail? 
  • Pray about any financial changes God wants you to make in the next month. Ask the Holy Spirit if there are any opportunities He wants to reveal.


3. Divine connections and Godly friendships are also vital to building wealth. Take this time to consider who you want to prioritize in the coming month. Throw some dates on your calendar and schedule time with those people sooner rather than later.

3. Track Progress 


When pursuing financial goals, it’s easy to get caught up on how far you have to go. That’s why it’s essential to recognize and celebrate your growth. Track your progress in the same place each month and review it during your monthly meetings. 

When Becky and I started to build wealth, I tracked my income and expenses on a large poster board on my wall. This became the foundation of what is now The Triple X Factor. I recommend going through The Triple X Factor each month – it’s a great way to track your progress toward financial freedom and beyond! 



Automating your savings is one of the easiest small money habits to start. It is a great way to fast-track your emergency fund and cash reserves. Devote a percentage of your income to a savings-only account. If you have the option, do direct deposit. That way, the money never has to pass through your hands. Only draw from the account in the case of emergencies or the specified reason you are saving, such as for a downpayment on a home.

small money habits



Start investing with whatever amount you can afford, even if it’s just a few dollars a month. Then, make it a goal to increase the percentage of your budget allocated to investments each year. I recommend a combination of professional investing and personally investing some of the money yourself. This helps you diversify your portfolio and gain valuable investing experience.



If we want to follow what the Bible says about money, Incorporating generosity into our financial habits is a must. Jesus himself said that it’s more blessed to give than receive (Acts 20:35). Obviously, He’s right– giving can be very fun and rewarding! You don’t have to wait until you’ve reached a certain financial milestone to give generously. 

Here are some things you can do:

  • Tithe: give 10% of your income to the local church
  • Give first fruits at the beginning or end of each year.
  • Get creative – is there a certain amount of your budget that you want to devote to random giving, such as extravagantly tipping at a restaurant or giving friends gifts? 



Our God is a good Father, and He wants to bless us. One of the best small money habits Becky and I have incorporated into our daily rhythm is prayer. We pray for seven things every morning:

  1. Supernatural favor
  2. Divine connections
  3. God opportune moments (Kairos moments)
  4. Overcoming blessings
  5. Strategic plans
  6. Double Double (Isaiah 61:7 They shall possess double what they had forfeited and everlasting joy shall be theirs)
  7. Perfect health

If you start praying and looking for these things, you’ll be amazed at the favor, ideas, blessings, and connections God brings to your life!



Financial success is not just about managing money; it’s also about having a vision for your life that goes beyond your current circumstances. Set ambitious goals, and don’t limit God. I guarantee you that God has bigger and better plans for your life than you can fathom. As Ephesians 3:20 says, “Now all glory to God, who is able, through his mighty power at work within us, to accomplish infinitely more than we might ask or think.” Give God a bigger dream, and watch what He does with it! 

In conclusion, big financial success is often the result of consistent, intentional habits rather than large, one-time actions. By incorporating these eight small money habits into your routine, you can take control of your financial future. The key is to be patient and stay committed to these habits. Their impact will compound over time and lead you toward lasting financial prosperity!


Source: WealthBuilders

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